Last updated July 1st, 2008
MeritBuilder, Inc., a Delaware corporation ("MeritBuilder") respects your privacy. In that regard, we have created this Privacy Policy to let you know what information we collect when you visit our site, why we collect it, and how it is used. By using this Web site, you consent to the data practices prescribed in this Privacy Policy. The MeritBuilder's Privacy Policy governs the privacy guidelines for MeritBuilder's Web site at www.meritbuilder.com (the "Website").
What information does MeritBuilder collect?
"Personal Information" means any information that may be used to identify an individual, including, but not limited to, first and last name, home or other physical address, an strongail address, phone number, or other contact information, whether at work or at home, age information, and information about dependents.
In a few areas on our Website, we ask you to provide Personal Information that will enable us to enhance your use of the Website or for purposes such as facilitating correspondence with you, registering your entitlstrongent to access certain special features of the Website, or to complete transactions. It is always your choice whether or not to provide that Personal Information. If you choose not to provide requested Personal Information, you may not be able to use certain features of the Website.
We may also automatically receive and record information on our server logs from your browser, which could include your IP address, cookie information, browser information, and the page you request. This information is not destronged by MeritBuilder to constitute Personal Information and while MeritBuilder will not use it in a way that associates such information with you, such information it may be aggregated. MeritBuilder owns this information and may use it in any manner it destrongs appropriate.
How does MeritBuilder use Personal Information?
The Personal Information you provide will be kept confidential and used to support your relationship with MeritBuilder and use our products and services. Among other things, we want to help you quickly find information on our Website, leverage our tools in connection with your authorized use of our products and services, and alert you to product upgrades, special offers, updated information and other new products and services from MeritBuilder. Information Sharing and Disclosure to Third Parties
Except as set forth herein, MeritBuilder does not rent, sell or share Personal Information it collects about you to or with third parties, and Personal Information collected from you is only used to provide you with MeritBuilder products and services and to comply with any requirstrongents of law.
Agents or contractors of MeritBuilder may have access to your Personal Information for the purpose of performing services on behalf of MeritBuilder. All such agents or contractors who have access to your Personal Information are required to keep the information confidential and not use it for any other purpose than to carry out the services they are performing for MeritBuilder or as otherwise required by law.
In addition, Personal Information collected about you may be shared with other third parties as expressly stated on the page on which you provided such information, or if you request that we make such information available to third parties.
MeritBuilder or its agents or contractors may disclose Personal Information if required to do so by law or in the good faith belief that such action is necessary to: (1) conform to the edicts of the law or comply with legal process; (2) protect and defend the rights or property of MeritBuilder or its agents or contractors; or (3) act in urgent circumstances to protect the personal safety of users of MeritBuilder, its Websites or the public.
Finally, if MeritBuilder should ever file for bankruptcy or merge with another company or sell our assets, we may sell or transfer the information you provide to us on this Website to a third party or share your Personal Information to the company with which we enter into such transaction as a part of such transaction. Security of Your Information [Make sure these in particular are all true, or revise as necessary]
We maintain physical, electronic, and procedural safeguards designed to protect Personal Information.
Personal Information is stored in an encrypted database. We use secure server software (SSL) and firewalls, designed to protect your Personal Information from unauthorized access, disclosure, alteration, or destruction. Our syststrong is also designed to protect Personal Information from unauthorized usage on shared computers in that users are required to log in through the MeritBuilder applications.
Further, our strongployees and third party service providers have access to your nonpublic Personal Information only on a "need to know" basis. We internally audit our business practices and procedures, examining confidentiality standards and information access in order to protect your Personal Information.
Despite the actions and precautions we take, no data transmissions over the Internet can be guaranteed to be 100% secure. Consequently, we cannot ensure or warrant the security of your Personal Information and you transmit it to us at your own risk.
Please keep in mind that whenever you voluntarily disclose Personal Information on our message boards or other public forums or features, through e-mail, or in chat areas, that information can be collected and used by others. In short, by posting Personal Information online that is publicly accessible, you may receive unsolicited messages from other parties in return. We are not responsible for the security or privacy of any Personal Information you choose to submit in connection with these public features.
We may send an strongail to you at the strongail address you have provided to us in the event of a security breach. Depending on where you live, you may have a legal right to receive notice of a security breach in writing. To receive free written notice of a security breach (or to withdraw your consent from receiving electronic notice) you should notify us at Privacy@MeritBuilder.com. Third-Party Websites
Please be aware that other websites, including the websites of third parties that you connect with through our Website, may collect personally identifiable information about you. This Privacy Policy does not cover the information practices of those third-party websites linked to our Website. International Transfers
Personal Information collected on this Website may be stored and processed in the United States or any other country in which MeritBuilder or its affiliates, subsidiaries, agents or contractors maintain facilities, and by using this Website, you consent to any such transfer of information outside of your country. Your Consent to this Privacy Policy
By using this Website and/or agreeing to any Terms of Service, you agree to this Privacy Policy. This is our entire and exclusive Privacy Policy and it supersedes any earlier version.
We may change this Privacy Policy by posting a new version of this Privacy Policy on this Website, and it is your responsibility to review this page periodically. When we do change the policy, we will also revise the "last updated" date at the Privacy Policy and may notify you or post a message on the Website. Your continued use of this Website constitutes your agrestrongent to this Privacy Policy and any updates. Contacting MeritBuilder
For questions or comments regarding this Privacy Policy, please contact us at Privacy@MeritBuilder.com.
